Photographing lakes is a favorite subject for every landscape photographer. Think about one of those North American lakes surrounded by wild forests and snow capped mountains. Or some European lakes where picturesque and tiny villages reflect into.
Probably, the mountain lake reflection is the image most landscape photographers aim to. For a successful photo with a mirror-like reflection, lake water must be perfectly still. Try then to get to the lake very early in the morning when the usual daily breezes or occasional winds are not blowing yet.
If there is any human activity on the lake like boats or canoes just wait a few minutes to let ripples dissipate. In case of mld breeze just stick around and wait for it to periodically die down.
Avoid shooting with a super wide (zoom) lens. This tends to reduce the size of the distant mountains and also minimize the beauty of the epic landscape foreground.
I suggest to take two pictures of the same scene (tripod needed in this case). One shot with the polarizer on while the other without. The photo shot with the polarizer filter on will give the maximum reflection. The other photo will unveil the underwater details, instead.
Once at home, just blend both your pictures with Adobe Photoshop in order to get the best mixture of lake reflection and water details.
When you are photographing lakes scenes always look for framing elements in the foreground.
For example, try to get an appealing or pretty lake view framed by a window inside a building. A boat sailing gracefully in the water with a picturesque background made of mountains or a pretty lake village shot with a right composition and at the right time (golden hour is the best time often!) will create a beautiful scene and a winning photo!